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Your Responsibilities:
Perform credit analysis and risk assessments on large value lending transactions (syndicated and bilateral loans)
Put forward recommendations and comments on credit submissions to the local Credit Committee for approval
Periodically review credit proposals for new and existing loans, and manage portfolio restructuring and variation when required
Monitor the post-approval loan drawdown process
Perform industry targeted research and provide insightful feedback to the Corporate Banking and Risk Management team
Liaise with and report to the Credit Risk Management team in Head Office overseas to make sure any inherent and residual risks are addressed according to the Bank's risk policy & procedures
Continuously update and refine the Bank's Credit Policy & Procedures for its Australian operation
Coordiate and assist with local regulatory reviews (APRA & ASIC), audits and also HO reviews
Prepare meeting and presentation materials to the Credit Committee
Skill Requirements:
3-5 years' credit risk experience in Commercial or Corporate Banking (overseas experience is looked upon discretionarily)
Solid knowledge to the credit approval process and the ability to analyse company financials critically
Familiar with the prudential standards (CPS 220 etc.) and regulatory environment where a foreign ADI is operating in
Tertiary degree in Finance, Commerce, Accounting, Business or related
Demonstrated ability to work independently and autonomously with professionalism and efficiency
A team player and effective communicator who can adapt to the work culture
Qualifications such as CFA, CPA or FRM are favourable but not essential
Ability to read / write / speak Chinese Mandarin
For further information on this role or to confidentially apply, please send an up to date CV to eugena.g.a4lm85jv5wt@ethosbc.aptrack.co or/and contact Eugena Gong on 02 8227 9200 or apply directly via the Apply for this job button. Only WORD FORMAT resumes will be accepted.
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