Manager, Credit Policy Review - Unsecured

The Role

• Conduct gap credit analysis for each brand between the current Unsecured Credit Policy (for Credit Cards & Personal Loans) and Responsible Lending Policy requirements

• Provide reviews for each identified gap and seek advice from Credit Policy SME’s, Legal and Compliance

• Develop recommendations round the background of the variance, operational and systems impact, key controls and a thorough justification for why updates are required (or not)

• Ensure there are appropriate controls to ensure compliance with regulatory requirements

• Work with relevant credit policy owners to facilitate any required amendments of the policy

• Seek advice from Legal & Compliance team for approval on recommendations in line with the Risk Governance matrix

• Collaborate with key stakeholders (Operations, Product distribution, etc.) where required

Knowledge & Requirements

• 3+ years in Credit Risk and Credit Policy Review or similar, in Consumer Banking

• Solid and updated understanding of ASIC Reponsible Lending GuideRG 209 & the NCCP Act

• Team work orientated with strong delivery focus

• Proactive and self-motivated, who can manage concurrent tasks / projects

• Can think on your feet and source solutions to problems

• Strong written and communication skills, especially when dealing with stakeholders across different levels

For further information on this role or to confidentially apply, please send an up to date CV to eugena.g.a4lm85juli5@ethosbc.aptrack.co or/and contact Eugena Gong on 02 8227 9200 or apply directly via the Apply for this job button. Only WORD FORMAT resumes will be accepted.